9 Meal Prep Supplies to Make Summer Meals Easier

meal prep supplies

Meal Prep Supplies to Make Summer Meals Easier

Summer is almost here! Warm weather, backyard BBQs, swimming, road trips, picnics, and spontaneous adventures are just around the corner. It's one of my favourite times of year.

But if you're anything like me, mealtime can become a bit stressful during the summer months. Cooking isn't exactly my favourite activity, and on busy days it's tempting to grab takeout. Unfortunately, that isn't very budget-friendly, and after a while it gets old.

I've found that having a little organization and preparation in place makes a huge difference. The right meal prep supplies can help you spend less time in the kitchen, waste less food, and make healthy, affordable meals much easier to pull together.

The good news? You don't need dozens of expensive gadgets to meal prep successfully. A few practical meal prep supplies can help you prepare fresh summer meals faster and enjoy more time doing the things you love.

(Note: The links in this post may be affiliate links. Read the disclosure policy here.)

Meal Prep Supplies I Love

Printable meal planner

The Meal Planner

The number one thing that helps me with mealtime is having a plan. Not a strict, every-detail-accounted-for plan, but at least a list of meal ideas for the week.

That's actually why I created The Meal Planner. It's a set of printable sheets that helps me organize meal ideas, create grocery lists, keep track of family favourites, and take inventory of what I already have on hand.

One of the easiest ways to save money on groceries is to use what you already own before buying more. Having a meal planner helps prevent duplicate purchases and reduces food waste.

If meal planning feels overwhelming, I highly recommend starting with a simple system like this.

Glass Meal Prep Containers

A good set of meal prep containers is one of the most useful meal prep supplies you can own.

They're perfect for storing leftovers, portioning lunches, prepping salads, and keeping cut fruits and vegetables ready to grab throughout the week.

I personally prefer glass containers because they don't absorb food odours and they're easy to clean. Having meals and ingredients ready to go makes busy summer evenings so much easier.

Vegetable Chopper

I'm actually quite a minimalist when it comes to kitchen gadgets. I've learned that many kitchen tools get used a few times and then sit in a drawer forever.

But a vegetable chopper is one item I genuinely use regularly.

I debated buying one for the longest time, but now I'm glad I did. It makes quick work of potatoes, onions (no more tears!), peppers, cucumbers, and vegetables for Greek salad. It's also great for shredding cheese and speeding up meal prep on busy days.

Salad Spinner

Fresh salads are a staple in our house during the summer, and a salad spinner makes preparing them so much easier.

Washing and drying lettuce thoroughly helps it stay fresh longer, which means fewer slimy greens getting tossed in the compost. If you eat a lot of salads, this is one of those meal prep supplies that quickly pays for itself.

Produce Savers

Every time I use our produce saver container, I'm amazed by how quickly the food inside gets eaten.

Grapes that used to sit forgotten in the fridge are suddenly gone within days because I've washed them and removed them from the stems ahead of time. The same goes for strawberries, blueberries, and cut vegetables.

Produce saver containers help keep fruits and vegetables fresh longer, making healthy snacks much more convenient and reducing food waste.

Reusable Silicone Storage Bags

These silicone storage bags have become one of my favourite meal prep supplies.

They're perfect for storing chopped vegetables, marinating chicken, freezing fruit for smoothies, and packing snacks for summer outings.

Since they're reusable, they also help cut down on disposable plastic bag usage.

Air Fryer

It might be a stretch to call an air fryer a meal prep tool, but it definitely earns a place on my list.

We use ours regularly for quick meals like chicken nuggets, fries, roasted vegetables, and chicken breasts that can be sliced and added to salads, wraps, or grain bowls throughout the week.

On busy summer nights, it can be an absolute lifesaver.

Slow Cooker

Summer mornings tend to be slower around our house, which makes them the perfect time to throw something into the slow cooker.

When dinner is cooking while we're out enjoying the day, everyone wins!

Some of our favourites include BBQ chicken for sandwiches or even naan pizzas, shredded chicken tacos, roast beef dip sandwiches, soups, and more.

The slow cooker also keeps the kitchen cool while making dinner almost effortless.

Mason Jars

I use mason jars for everything from overnight oats and yogurt parfaits to cut fruit, homemade fridge pickles, and pasta salads. They're especially handy for preparing grab-and-go breakfasts and lunches during the summer when we're constantly on the move.

Mason jars are also great for storing dry pantry staples, homemade sauces & salad dressings, smoothie ingredients, and even infused water. If you're looking for meal prep supplies that offer a lot of value for the money, mason jars are hard to beat.

Final Thoughts

Having the right meal prep supplies doesn't mean filling your kitchen with gadgets you'll never use. Instead, focus on tools that genuinely save time, reduce food waste, and make healthy meals easier to prepare.

For me, that means having a meal planner, quality food storage containers, produce savers, a vegetable chopper, and a few versatile appliances like an air fryer and slow cooker.

By spending a little time preparing ahead, you'll spend less time worrying about what's for dinner and more time enjoying everything summer has to offer.

What are your favourite meal prep supplies? I'd love to hear which tools help make your summer meals easier.

meal prep supplies

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Free Goodlife Fitness Summer Membership for Teens

The GoodLife Teen Fitness Program is back! Goodlife Fitness has offered free gym memberships for teenagers across Canada, and registration for this year's memberships is open. It's free to sign up, and the memberships are valid until September 8, 2026.

Here are some details about the program:

  • Free teen Membership for ages 12 – 17 only.
  • Membership term: July 3, 2026 – September 8, 2026.
  • Parent or legal guardian must enroll Teen Member and provide proof of age. Siblings may not register siblings
  • Membership includes access to most club areas at all locations: 7 days a week from 8am-4pm with last check-in at 3:00pm
  • Teens will receive their key tag once they have signed their contract in a Club. Teens will receive Access to the GoodLife Fitness App OR a Membership Key Tag once they have signed their contract. App access will open on the first day of Teen Fitness Workouts.
  • Maximum workout time for Teen Members is 2 hours per day.
  • Dress Code: Proper footwear, closed-toed shoes: We ask that Members wear appropriate exercise clothing that is comfortable, respectable, and covers all personal/private body areas. Members should also wear proper indoor athletic footwear.

Sign up for Goodlife Teen Fitness here.

If you're looking for something for younger children to do, you can still register for free bowling!

Things Frugal People Never Buy (And What They Buy Instead)

Things frugal people never buy

Things Frugal People Never Buy (And What They Buy Instead)

Being frugal isn't about being cheap. It's about spending intentionally and getting the most value from every dollar.

People who are good with money don't necessarily spend less on everything, they simply spend differently. They look for ways to reduce waste, avoid unnecessary purchases, and invest in things that save money over time.

If you've ever wondered how frugal people seem to stretch their budgets so much further, here are some things frugal people rarely buy, and what they choose instead.

1. Bottled Water

Buying bottled water regularly can become an expensive habit.

What Frugal People Buy Instead:

Reusable water bottles and water filters.

A quality reusable bottle can last for years and eliminate the need for countless convenience-store and grocery store purchases. Our family's favourites are Owala and Simple Modern for water bottles and we use a Brita in the fridge.

2. Coffee Shop Drinks Every Morning

A daily coffee run may seem harmless, but it can easily cost hundreds or even thousands of dollars each year!

What Frugal People Buy Instead:

Travel mugs and home brewing equipment. We have Contigo travel mugs we bought years ago from Costco, but look at how pretty these ones are! We have also recently switched from a Keurig (it finally broke) to a basic drip coffee maker.

Many frugal people enjoy great coffee. They just prefer making it at home and taking it with them.

3. Restaurant Lunches During the Workweek

Eating out regularly adds up really fast.

What Frugal People Buy Instead:

Food thermoses, lunch containers.

Frugal people know that yesterday's dinner can become today's lunch for a fraction of the cost. I really like our Thermos brand food thermoses and these Sistema bento boxes (They hold a lot!).

4. Disposable Batteries

Few things are more frustrating than constantly replacing batteries.

What Frugal People Buy Instead:

Rechargeable batteries.

While they cost more upfront, they can be reused hundreds of times and save money year after year.

5. Single-Use Kitchen Supplies

Paper napkins, parchment paper, and disposable cleaning products like disinfectant wipes, create ongoing expenses.

What Frugal People Buy Instead:

Cloth napkins, silicone baking mats, and reusable cleaning cloths.

These simple swaps reduce waste while lowering household costs.

6. Expensive Snack Foods

Packaged snacks often cost far more than people realize.

What Frugal People Buy Instead:

Popcorn makers and bulk ingredients to make their own snacks.

Homemade popcorn remains one of the most affordable snacks available. Making your own snacks like granola bars, cookies, muffins and more is a really smart (and delicious) way to make the grocery budget stretch.

7. Cheap Furniture That Falls Apart

Frugal people understand that the cheapest option isn't always the best value.

What Frugal People Buy Instead:

Quality second-hand furniture.

Many used pieces are better built than brand new budget furniture and cost a fraction of the price.

8. Full-Price Household Essentials

Paying full price for products that regularly go on sale is something many frugal people avoid.

What Frugal People Buy Instead:

Bulk purchases during sales.

They stock up on items they already use when prices are at their lowest.

9. Food That Ends Up in the Trash

Nothing frustrates a frugal person more than wasted groceries.

What Frugal People Buy Instead:

Freezers and vacuum sealers.

These tools help preserve food longer, reduce waste, and make bulk buying practical. They also meal plan so they use everything they buy and only buy what they need.

10. High Heating and Cooling Bills

Heating and cooling costs can take a significant bite out of a household budget, especially during extreme weather.

What Frugal People Buy Instead:

Electric fans, thick sweaters, blankets, and smart thermostats.

Rather than cranking the heat or air conditioning at the first sign of discomfort, frugal people look for simple ways to stay comfortable while using less energy.

11. Frequent Takeout After Busy Days

Many people order takeout because cooking feels overwhelming after a long day.

What Frugal People Buy Instead:

Slow cookers, Instant Pots, and air fryers.

These tools make homemade meals quicker and more convenient, reducing the temptation to spend on restaurant food. When they inevitably do get take-out, they'll try to get something that will give them leftovers, like pizza or Chinese food.

12. Brand-New Books

Book lovers know how quickly reading can become expensive.

What Frugal People Buy Instead:

Used books, libraries, book swaps, and digital borrowing apps.

They enjoy the same stories without paying full retail prices!

13. Repair Services for Simple Fixes

Not every repair requires a professional.

What Frugal People Buy Instead:

Basic tool kits and sewing kits.

Learning a few simple skills (YouTube can be super helpful!) can prevent small problems from becoming expensive ones.

14. High Electricity Costs

Frugal people pay attention to recurring monthly expenses.

What Frugal People Buy Instead:

LED bulbs, drying racks, and energy-saving household upgrades.

Small reductions in energy use can add up significantly over time.

15. Cheap Shoes That Need Replacing Every Year

The lowest price isn't always the best deal.

What Frugal People Buy Instead:

Good-quality shoes that last.

Many frugal people follow the idea that it's often cheaper to buy one quality item than replace several cheaper ones.

16. Memberships They Never Use

Unused subscriptions quietly drain budgets every month.

What Frugal People Buy Instead:

Memberships that they actually use.

This may include warehouse clubs, gym memberships, credit cards with an annual fee (because the perks are worth it), or TV subscriptions.

The key is using them regularly enough to make them worthwhile. Our family finds having a Costco membership worthwhile. We also like to switch between a Netflix subscription and a Disney+ subscription. Never both at the same time.

17. Convenience That Costs More Than It Saves

Many people assume frugal living means avoiding convenience entirely.

That's not true.

What Frugal People Buy Instead:

Convenience that creates monetary and/or time savings.

They often invest in:

  • meal prep containers that make packing lunches and storing leftovers easier
  • grocery pickup or delivery services that reduce impulse buys during in-store shopping
  • simple home organization systems (like drawer dividers or pantry bins) that prevent overbuying and duplication
  • multi-purpose kitchen tools that replace several single-use gadgets

Frugal people understand that convenience can be a smart investment when it lowers overall spending.

18. Things They Can Borrow

Many items are only used once or twice a year.

What Frugal People Do Instead:

Borrow from friends, family, libraries, or community lending programs.

Why own something that spends most of its life collecting dust?

The Real Secret Behind Frugal Spending

The most frugal people aren't constantly asking, "How can I spend less?"

They're asking, "How can I get more value from the money I spend?"

That's why they often avoid purchases that create ongoing costs and choose alternatives that save money for years to come.

Frugal living isn't about sacrifice. It's about making intentional choices that help your money go further while still enjoying the things that matter most.

Are there any other things frugal people never buy that you'd add to the list? Share your best money saving swap in the comments below!

things frugal people never buy

Simply Frugal Weekend Deals

Simply Frugal Weekend Deals

Simply Frugal Weekend Deals

Looking to save big this week?

Simply Frugal Weekend Deals is here to bring you the best discounts and deals across Canada!

Whether you're hunting for home essentials, fashion finds, or something else, I've rounded up the best offers to help you stay on budget without sacrificing what you love.

From limited-time sales to secret coupon codes, I'll make sure your shopping is both fun and affordable.

Want this post to hit your email inbox? Sign up for the Simply Frugal Deals Email. You can do so here. It normally goes out every Friday.

Or, if you prefer Instagram or Facebook, you can find deals in my Instagram stories and Facebook Group often.

Let's get started shall we? Get ready to shop smart and save more!

Like all of my other deal posts, this post contains affiliate links. You can read my disclosure policy here.

Well.ca

Well.ca is a Canadian company that I really enjoy ordering from that offers a lot of Canadian brands too. This week, the Ultimate Vitamins & Protein event is on with savings up to 30% off! On top of that, take a look at some of the brands that are on sale this week: Blume Superbelly Hydration Powder, Bob's Red Mill, Salus Marine, Vichy, Philips, Melii, Burt's Bees, Biosteel, Cove, Nivea, ChocXO and more! (ends June 14, 2026)

Take a look online at Well.ca here.

Gap Canada

Gap Days are on! Save 50% off your purchase, including new arrivals! Also, use the coupon codes ADDON and TREAT to save even more. (ends June 22, 2026)

Shop online at Gap Canada here.

Natura Market

Natura Market is proudly Canadian owned and operated! That means you can find a lot of Canadian brand foods. Check out The Team Canada Savings Weekend deals!

Shop online at Natura Market here.

Audible Canada

Prime Member Exclusive Offer: For a limited time, get Audible Standard free for 3 months! That means you get 3 free audiobooks! Auto-renews at $8.99/mo. after 3 months. Cancel anytime before the 3 months is up and you won't be charged. Ends July 15, 2026.

Sign up for your Audible trial here.

Canadian Tire

Have you checked out the clearance deals online at Canadian Tire? The discounts are steep! Order online and pick up in-store for free.

Shop online at Canadian Tire here.

Old Navy Canada

TODAY ONLY, save an extra 30% off your online order from Old Navy! Also, two days only, save 50% off tees & tanks for the family! (ends June 14, 2026) Save 50- 60% off summer steals online at Old Navy Canada! There are some CUTE dresses!

Shop online at Old Navy here.

Lululemon

Have you checked out the “We Made Too Much” section online at Lululemon? I recently learned that they update this section every Thursday. They’ve got so much on sale! Men’s, women’s, bags, accessories, shoes and even an under $50 category!

Shop online at Lululemon here.

DAVIDs Tea

Shop the Sunshine Sale and save 40% off select teas and accessories online at DAVIDs Tea!

Shop online at DAVIDs Tea here.

Giftcards.ca

This is new to me! I think it could be a really useful website if you find yourself needing to send along an eGift card! Here's more information about Giftcards.ca:

We're one of the biggest sites in Canada for buying gift cards, prepaid cards and eGift cards, offering popular brands like Mastercard®, Sobeys, Tim Hortons and more. You'll find over 150 different brands of Canadian eGifts available in a range of prices, along with a selection of virtual Joker Prepaid Mastercards, plus our small but growing collection of physical gift cards.

Shop online at Giftcards.ca here.

Penningtons

The Summer Countdown: Save 50% off pants & denim and $39 tops. Save an extra 50% off sale items.

Shop online at Penningtons here.

Reitmans

Sun's Out. Sale's on at Reitmans! 40% off Hyba! (ends June 14, 2026) Also, save up to 70% off sale + an extra 20% off!

Shop online at Reitmans here.

American Eagle Canada

Some good sales happening at American Eagle: 30% off everything! Shorts $30 and up, tees & tanks $12 and up.  (ends June 15, 2026 at 5am ET) 

Shop online at American Eagle here.

Aerie Canada

Tees & tanks starting at $25 from Aerie! Shorts & skirts starting at $25. Undies 10 for $42. (ends June 15, 2026 at 5am ET) 

Shop online at Aerie here.

The Home Depot Free Kids Workshop

Build a Goalie Game! If you are looking for a fun activity to do with the family, The Home Depot has a great workshop for kids that will teach them about building. Kids can learn how to build their very own Goalie Game! Free workshop is June 13, 2026 anytime between 9am – 12pm.

Register for the workshop here.

H&M Canada

Save 15% off your order of $80 or more, 20% off your order of $100 or more + free shipping from H&M Canada!

Shop online at H&M Canada here.

Athleta Canada

Save 40% off your Vacation Edit from Athleta Canada! The Retreat Linen shorts and pants look fabulous! (ends June 16, 2026)

Shop online at Athleta Canada here.

Trivago Canada

Need to book a hotel stay? Book through Trivago to find a great hotel deal! They compare hotel prices from hundreds of sites.

Visit Trivago Canada here.

Book Outlet Canada

The $7.99 Fiction Sale is back at Book Outlet!

Find fiction escapes for $7.99 (or less!), including hardcovers, sprayed edges, and special editions. Time to stock up on some summer reads! (ends June 23, 2026)

Shop online at Book Outlet Canada here.

Kids Bowl Free

The Kids Bowl Free program is back this year! This fun program allows your children to enjoy two free games of bowling at participating bowling centres every day, all summer long! Looks like some bowling alleys start offering free bowling as early as May!

Learn more and sign up here.

Abercrombie

Save 20% off almost everything online at Abercrombie! All clearance is on sale up to 60% off. (ends June 14, 2026)

Shop online at Abercrombie here.

Crocs Canada

Shop Crocs and save up to 50% off your favorite styles, plus grab Jibbitz for $3 Singles & $8 Packs! Grab an extra 25% off your purchase with code CROC25.

Shop online at Crocs Canada here.

Etsy

In need of a gift? Check out Etsy’s Best Gift Guides! There are gift guides for everyone!

Shop online at Etsy here.

The Children's Place

Save 60% off summer essentials from The Children's Place!

Shop online at The Children's Place here.

The Shoe Company

New price drops! Save up to 60% off clearance styles online at The Shoe Company!

Shop online at The Shoe Company here.

Amazon Canada Deals

I'm trying something new with Amazon Deals and you'll have to let me know if you like it!

Amazon deals are incredibly time consuming to share the way I was previously with lists organized into categories. It always felt like by the time I finished, some deals would no longer be valid! That's not fun for you, and maybe feels misleading if something goes off deal sooner than anticipated.

So, because I have the ability to create lists directly on Amazon, I thought, why not send you there! It's a lot easier to keep updated. Perhaps more visually appealing too since you can see a picture of each item. Ultimately, I hope it's less frustrating for both of us.

You can check out my Canadian Amazon Storefront here. This is my storefront main page. As the seasons change and different holidays/occasions approach, I add new lists to cover those things.

But because I know you appreciate some organization. I have created separate lists for each category I had before. Here they are:

Or, here they are all together: Weekend Deals storefront.

Simply Frugal Weekend Deals

25 Creative Uses for Coffee Filters

creative uses for coffee filters

25 Creative Uses for Coffee Filters Around the House

Most people think coffee filters only belong in the coffee maker, but these inexpensive household staples are surprisingly versatile. If you're looking for frugal living hacks, you'll love these creative uses for coffee filters. Best of all, you can pick up a large package at your local dollar store for just a few dollars!

1. Cover Food in the Microwave

Use a coffee filter as a splatter guard when heating food in the microwave. It helps keep your microwave clean without the need for plastic wrap.

2. Clean Windows and Mirrors

Because coffee filters are lint-free, they're perfect for cleaning windows, mirrors, and chrome surfaces without leaving streaks behind.

3. Protect Fine China

Place a coffee filter between dishes when storing fine china to help prevent scratches and chips.

4. Remove Broken Cork from Wine

If a cork crumbles into your wine bottle, simply pour the wine through a coffee filter to catch the pieces.

5. Prevent Rust in Cast-Iron Pans

Place a coffee filter inside your cast-iron skillet before storing it. It absorbs moisture and helps prevent rust.

6. Apply Shoe Polish

A balled-up coffee filter works well for applying and buffing shoe polish.

7. Reuse Frying Oil

Strain used cooking oil through a coffee filter to remove food particles before storing it for future use.

8. Weigh Chopped Ingredients

Place chopped vegetables, fruit, or herbs in a coffee filter when weighing ingredients on a kitchen scale.

9. Hold Tacos and Other Messy Foods

Coffee filters make handy holders for tacos, sandwiches, and other foods that tend to drip or crumble.

10. Keep Soil in Plant Pots

Line the bottom of flower pots with a coffee filter to prevent soil from escaping through drainage holes.

11. Catch Popsicle Drips

Poke a hole through the center of a coffee filter and slide it onto a Popsicle stick to catch sticky drips.

12. DIY Waxing Strips

In a pinch, coffee filters can be used as an alternative to waxing strips for small areas.

13. Absorb Grease from Fried Foods

Place fried foods like bacon, French fries, or chicken fingers on coffee filters to soak up excess grease.

14. Stop Razor Nicks from Bleeding

A small piece of coffee filter can help stop minor shaving cuts from bleeding.

15. Use as Sewing Backing

Coffee filters work well as temporary backing when embroidering or appliquéing delicate fabrics.

16. Freshen Shoes and Closets

Fill a coffee filter with baking soda, tie it closed, and place it in shoes or closets to help absorb odors.

17. Strain Soup Stock

Use coffee filters to strain homemade stock or bundle herbs for soups and stews.

18. Create a Spill-Free Funnel

Place a coffee filter inside a funnel when adding fluids to your vehicle to help catch debris and reduce spills.

19. Use as a Spoon Rest

Set cooking utensils on a coffee filter while preparing meals, then simply throw it away when finished.

20. Hold Baking Ingredients

Use coffee filters to hold pre-measured baking ingredients, chopped vegetables, or fruit while cooking.

21. Protect Christmas Ornaments

Wrap delicate ornaments in coffee filters before storing them away for the season.

22. Remove Nail Polish

Out of cotton balls? Coffee filters work surprisingly well for removing nail polish.

23. Sprout Seeds

Dampen a coffee filter, place seeds inside, fold it up, and seal it in a plastic bag until the seeds begin to sprout.

24. Press Flowers

Use coffee filters as blotting paper when pressing flowers. Place flowers between two filters and weigh them down with a heavy book.

25. Make Disposable Snack Bowls

Coffee filters are perfect for serving popcorn, chips, crackers, and other snacks at parties or movie nights. Or you could even use them to line these food baskets!

And of course, coffee filters still make great coffee! But as you can see, there are plenty of creative uses for coffee filters beyond your morning brew. From cleaning and organizing to gardening and cooking, this inexpensive item can be used in countless practical ways around the house while helping you save money at the same time.

creative uses for coffee filters

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How to Start a Budget

how to start a budget

The following is an article by Mr.CBB who is the voice behind Canadian Budget Binder a blog about Personal Finance, Relationships, Recipes, the famous Grocery Game Challenge and more. Join him on Facebookx.com and Pinterest.

How to start a budget

When we first started to use a budget we really didn’t want to commit to such a boring task. Like many, we were used to tracking expenses in our head and checking in on the bank account to see how much money we had left. Looking back it was probably the worst thing we did for our personal finances and I can’t believe we did that.

Budgeting can be overwhelming at first but it doesn’t have to be if you plan it out correctly. No matter what your situation or money mistakes are, or were, a budget is necessary. I typically equate this to a business that has a yearly budget so they know what they can and can’t do with the company money. How is a company supposed to sustain themselves if they have no budget? That’s right; they probably would go bankrupt or close shop. Your household budget is just as important as a business.

One of the first things I did when I started to blog at Canadian Budget Binder was put together a 10 step budgeting series. Many people wanted to know how we were saving so much money. It’s not really about how much money we were saving. It's really about how we got to the point where we were actually saving money.

The easy answer was: with a budget.

That’s what I’m going to show you today. The steps we took to get from Step 1 to Step 9 and eventually to complete debt freedom. We own our vehicles, have no consumer debt and will be paying our mortgage in full this year. All of this and still over 30 years until retirement (of course we may plan to retire early).

The magic happened just from paying attention to our personal finances and spending less than we earn. It also helped that growing up we were savers. But the bulk of our money came just in the past 10 years. Not everyone wants to lead a frugal life, but it has it’s pros and cons and for us, well worth it.

The first step with budgeting

One of the first steps I talk about in my budgeting series is simply gathering all the information”. You can’t sit in front of an empty budget spreadsheet with no numbers. You need to get all the numbers from your bank accounts, credit cards, lines of credits, bills, whoever you owe, how much you owe, interest rates, due dates, etc. It’s like getting ready to bake a cake. If you don’t have all the ingredients for your recipe how will your cake grow? It won’t. It will sink because all the ingredients (in this case the numbers) are not available.

What is Net and Gross Income?

Net Income in simple terms, is the amount of money that you get after all your taxes are paid. So for those that get direct deposit from your employer that is your net. If you are self employed or no taxes are taken off that is NOT your Net Income, that is your Gross Income.

You can read in more detail each step of our budget and why we did what we did. The budget spreadsheet I designed for our family changed numerous times over the course of the year. A budget will always change and so should yours. You should never just set it and forget it.

There are a myriad of free budget spreadsheets and free budget programs to track expenses on the internet if you do a Google search. If you want to have a budget binder so you can manually track your budget and expenses, then do it. As long as you know exactly what is going in and what is going out.

Some people chose to use a cash system and put it in envelopes or jars. If that’s what it will take to motivate you to start budgeting, then do it. You will see over time how easy it becomes and you will continue to challenge yourself further each month. We no longer carry cash we use credit cards for rewards. I don’t recommend this unless you are at a stage where you can pay your credit card in full every month.

9 Steps for Creating a Budget

  • Step 1 - Gather all the information - As mentioned above, the first step in designing a budget is to gather all the information.  You will need to get all the numbers from your bank accounts, credit cards, lines of credits, bills, whoever you owe, how much you owe, interest rates, due dates, etc.
  • Step 2 - Categories - Every person/family is different so you need to decide what categories will suit your budget. You may need daycare while another family does not, for example.
  • Step 3 - Tracking Receipts - This is so important and I can’t stress that enough if you want to know where you are spending your hard earned dollars. Have a plan in place so you save your receipts and input them into your tracking spreadsheet.
  • Step 4 - Note Taking - Always make notes so you can backtrack information. Know where the purchase was made, how you paid for it, dates, etc.
  • Step 5 - Organization - Keep organized and keep your workstation free from distractions.
  • Step 6 - Who Does What and When - If you are in a relationship, budgeting doesn’t have to be a one person job. In fact my wife and I both share the budget duties as a team. If in the event something should happen to one of us, we both need to know what is happening with our personal finances. Don’t put the burden on one person.
  • Step 7 - Balancing Our Budget - Your budget has to balance each month. If you can’t balance your budget you have to do one of 2 things: Make more money or spend less than you earn.
  • Step 8 - Reading Our Bills - I can’t tell you enough to make sure you always read your bills and receipts when you are shopping. There have been times when I found errors on my communications bill where they charged us for services we did not get. You may also notice the wrong price on your grocery bill. This could result in a scanning code of practice where you get the item free up to $10, if the store participates. Most importantly, you catch an error where you were paying more than you should have. So many people get burned by not reading.
  • Step 9 - Projected Expenses - This is a big category for us. We save close to $15k a year in it. What is it? In short, it’s an account where we keep money for items that we know we will have to pay for at some point during the year that our regular budget won’t be able to handle. We were always taking money from our emergency savings for these items which was wrong. A sticker for our vehicle once a year is not an emergency but should be saved all year long so the money is ready to be used when it comes due. We save $7.50 a month in a separate account for 12 months to pay for the sticker.  $90/12 months. This has been the biggest stress reliever for us and one of the biggest reasons people fall off their budget. If you don’t factor in the small stuff, you may not have the money to pay for it. You should budget it in and save it.
printable budget planner

Another thing that can really help when you're overwhelmed or paralyzed by the thought of budgeting? Create a plan to stay focused! Check out this thoughtfully made BUDGET PLANNER – pages to help you achieve financial goals, track your bills and spending, discover what you did well, what you need to improve on and so much more!

I encourage you to take a deep breath if you are wanting to budget but are feeling stuck in getting started. Start living instead of existing and take back control of your personal finances. A budget is just one step in the process in working towards debt freedom, but one that may allow you the opportunity to drop that debt and get back in the game. Time to look at a budget as part of a lifestyle rather than a chore.

Mr.CBB is the voice behind Canadian Budget Binder a blog about Personal Finance, Relationships, Recipes, the famous Grocery Game Challenge and more. Join him on Facebookx.com and Pinterest.

how to start a budget

25 Simple Money Saving Tips

simple money saving tips

Simple Money Saving Tips You Can Start Today

Looking for simple money saving tips that actually work? The good news is that saving money doesn't have to mean giving up everything you enjoy or making drastic changes to your lifestyle. In fact, some of the most effective ways to save money are also the easiest to implement.

Many people assume that building savings requires a higher income, an extreme budget, or a complete financial makeover. While those things can certainly help, the truth is that small daily habits often have the biggest impact over time. A few dollars saved here and there may not seem like much in the moment, but those savings can quickly add up over weeks, months, and years.

The best simple money saving tips are the ones that fit naturally into your everyday routine. Whether it's reducing household expenses, cutting down on grocery costs, avoiding impulse purchases, or finding creative ways to reuse items you already own, there are countless opportunities to save money without feeling deprived.

If you're trying to stretch your budget, pay off debt, build an emergency fund, or simply become more intentional with your spending, these simple money saving tips can help you keep more of your hard-earned money. The key is consistency. You don't have to do everything on this list. Start with a few ideas that work for your lifestyle and build from there.

Ready to save more and spend less? Here are some of the best simple money saving tips anyone can start using today.

Everyday Simple Money Saving Tips

  • Swap paper products for reusable cloths. Replace paper towels and napkins with washable alternatives to cut ongoing household costs.
  • Make your own cleaning supplies. Basic ingredients like vinegar, baking soda, and lemon can replace multiple store-bought cleaners.
  • Use your local library. Borrow books, audiobooks, movies, and even digital content for free instead of buying or subscribing.
  • Borrow and share with others. Trade books, tools, kitchen items, or even kids’ toys with friends and family.
  • Hang dry your laundry. Air drying reduces electricity use and helps clothes last longer.
  • Lower your heating and cooling costs. Adjust your thermostat a few degrees when sleeping or away from home.
  • Reuse what you already have. Plastic grocery bags can become small garbage liners, and many storage bags can be reused safely (except those used for raw meat).

Food & Grocery Simple Money Saving Tips

  • Plan your meals weekly. Meal planning helps reduce impulse buys and food waste.
  • Make a grocery list and stick to it. This is one of the most effective simple money saving tips for avoiding overspending.
  • Shop clearance and discounted items first. Especially for clothing and pantry staples.
  • Cook at home more often. Even a few extra home-cooked meals per week can significantly reduce expenses.
  • Make your own baby food. If you’re already cooking vegetables, set some aside to mash or puree.
  • Use leftovers intentionally. Plan “leftover nights” to stretch meals further.
  • Buy in bulk when it makes sense. Staples like rice, oats, and pasta are often cheaper in larger quantities.
  • Compare unit pricing. Don’t just look at the sticker price—check the cost per gram or litre.

Budget-Friendly Lifestyle Habits

  • Think before you buy. Use a “24-hour rule” for non-essential purchases to avoid impulse spending.
  • Have a No Spend Challenge. Challenging yourself to a no spend day, week or even month can be a real eye opener to your spending habits.
  • Track your spending. Even a simple notes app can help you see where your money goes.
  • Cancel unused subscriptions. Streaming, apps, and memberships add up quickly.
  • Use cashback and rewards programs. Get a little money back on everyday purchases.
  • Buy secondhand when possible. Thrift stores, online marketplaces, and garage sales can offer huge savings.
  • Repair instead of replacing. Fix clothing, electronics, and furniture when it’s cost-effective.

Transportation & Energy Savings

  • Walk, bike, or carpool when you can. Reducing fuel use is one of the easiest simple money saving tips for long-term savings.
  • Combine errands into one trip. This saves both gas and time.
  • Reduce hot water usage. Shorter showers and cold water washes help lower utility bills.
  • Switch to energy-efficient habits. Turn off lights, unplug devices, and use power strips to reduce phantom energy use.

Final Thought

The best simple money saving tips are the ones you can actually stick with. You don’t need to do everything at once. Even choosing a few habits from this list can start making a difference in your monthly budget.

Small steps. Consistent habits. Real savings.

What are your favorite ways to save money without much effort? I’d love to hear your ideas!

simple money saving tips

7 Grocery Store Tricks That Make You Spend More Money

grocery store tricks

Grocery Store Tricks That Make You Spend More Money

Did you know that grocery stores use a variety of sneaky tactics to encourage shoppers to spend more? While these strategies are smart from a business perspective, they're not always great for those of us trying to lower our grocery bills and stick to a budget.

Many of these grocery store tricks that make you spend more money work because they target impulse purchases. Think about your last grocery trip. How many items ended up in your cart that weren't on your shopping list? Most of us have been there!

The good news is that once you recognize these tactics, you can make more intentional shopping decisions and keep more money in your pocket. Here are seven common grocery store tricks that make you spend more money and how to avoid falling for them.

1. Buy One, Get One Free Deals

Everyone loves getting something for free.

At first glance, there's nothing wrong with a Buy One, Get One Free promotion. Especially if it's an item you already planned to purchase. The problem is when the deal convinces you to buy something that wasn't on your list.

While you're technically getting a free item, you're still spending money you may not have intended to spend in the first place. This is one of the most effective grocery store tricks that make you spend more money because it creates a sense of urgency and value that can be hard to resist.

2. Free Samples

One word: Costco.

Free samples seem harmless, but they're surprisingly effective at influencing purchasing decisions. The combination of smelling and tasting a product can make you much more likely to buy it.

Even if you don't purchase the item right away, you've now been introduced to it. The next time you see it on sale, you may be more tempted to add it to your cart.

Costco isn't the only store that offers samples, but they're certainly known for them. Enjoy the free snack, but remember that free samples are one of the classic grocery store tricks that make you spend more money.

3. Giant Shopping Carts

Shopping carts are convenient, but have you noticed how large they've become?

The bigger the cart, the emptier it feels when you only have a few items inside. Stores know this and hope you'll continue filling it with products you didn't originally plan to buy.

To avoid overspending, bring a shopping list and stick to it. If you're only picking up a handful of items, consider skipping the cart altogether and carrying a basket, or just your items.

4. Strategic Store Layouts

You walk into the store for milk and leave with bananas, chips, and a few sale items you didn't plan on buying.

Sound familiar?

There's a reason for that. Essential items like milk, eggs, and bread are often placed at the back of the store. This forces you to walk through multiple aisles, increasing the chances that you'll spot something tempting along the way.

Store layouts are carefully designed to expose shoppers to as many products as possible, making this one of the most powerful grocery store tricks that make you spend more money.

5. End Caps

End caps are the displays located at the ends of grocery store aisles.

Because these displays are highly visible, stores often use them to promote new products, seasonal items, or products with higher profit margins.

Just because an item is featured on an end cap doesn't necessarily mean it's the best deal. Always compare prices and ask yourself whether you actually need the product before adding it to your cart.

6. Clearance Bins

There's something exciting about finding a bargain.

The challenge is that clearance bins often encourage impulse purchases. You may find an item that seems like an incredible deal, only to realize later that you didn't really need it.

Before buying, compare the sale price to the regular price and consider whether the item solves a genuine need. Otherwise, you're simply spending money because something is discounted.

7. Checkout Displays

Checkout lanes are packed with candy, magazines, gum, drinks, and other small items for a reason.

As you wait in line, the store has your undivided attention. These products are strategically placed to encourage last-minute purchases that seem inexpensive on their own but quickly add up over time.

Checkout displays remain one of the most successful grocery store tricks that make you spend more money, especially when shoppers are tired or distracted after finishing their shopping trip.

Final Thoughts

Most of us have fallen victim to these grocery store tactics at one time or another. I know I certainly have! The good news is that understanding these grocery store tricks that make you spend more money can help you shop more intentionally, avoid impulse purchases, and keep your grocery budget under control.

Have you noticed any of these tricks at your local grocery store? Are there other sneaky tactics you've seen stores use to encourage shoppers to spend more?

grocery store tricks

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The Ultimate Frugal Okanagan Summer Activity Guide

Okanagan summer activity guide

The Ultimate Okanagan Summer Activity Guide

This was such a big hit in past years, that I took the time to update it with this year's dates!  Hope you enjoy 🙂

Are you living in the Okanagan or planning a visit there this summer? Since the Okanagan is the place I’m lucky enough to call home, I wanted to put together a guide packed with fun and affordable things to do all summer long in the land of sunshine. My goal is to make this the ultimate frugal Okanagan summer activity guide! If you know of a great event, hidden gem, or must-visit spot, let me know and I’d love to add it to the list.

Farmer's Markets:

Food & Wine:

The Okanagan is well know for its award winning wines and wineries.  Many of them offer free tours and wine tastings.

Canada Day:

Arts:

Beaches:

U-Pick Fruit & Fruit Stands:

Sports:

Golf Courses

The Okanagan has many amazing golf courses to play!  Enjoy one round or make a vacation out of it!  See this list of Okanagan Golf Courses.

Hiking Trails:

Festivals, Fairs & Community Events:

Father's Day Events:

Places of interest:

Vernon & Area:

Kelowna & Area:

Penticton & Area:

Okanagan Tourism Websites:

Whether you’re planning a weekend escape or you’re lucky enough to call this region home, I hope this Okanagan Summer Activity Guide helps you make the most of every moment. From lake days to orchard visits to local markets to scenic hikes, there’s something here for everyone to enjoy all summer long. Save this Okanagan summer activity guide for later and start ticking off your favourite experiences as you go. Summer in the Okanagan always goes by faster than we think.

Looking for deals?

Groupon has a ton of local discounted restaurants, spas, things to do and more! Check it out for great savings on the things you want to do in the Okanagan.

Okanagan summer activity guide

12 Affordable Organizers That Make Life Easier

affordable organizers

12 Affordable Organizers That Make Life Easier

Trying to organize your home without spending a fortune? You're not alone. Keeping your space tidy and clutter-free doesn't have to mean investing in expensive storage systems or custom organization solutions. In fact, some of the best organizing products are surprisingly affordable.

In a world where clutter seems to multiply overnight, having the right tools can make a huge difference. Whether you're organizing a small apartment, a busy family home, or simply looking for ways to make everyday life a little easier, affordable organizers can help you maximize your space while staying within budget.

From kitchen cabinets and bathroom counters to closets and entryways, budget-friendly organization products offer practical solutions for every room in your home. The best part? You don't have to spend a lot to get organized.

Below, you'll find 12 affordable organizers available on Amazon for $25 or less. These clever storage solutions can help reduce clutter, simplify your daily routine, and make your home feel more functional, all without breaking the bank.

(Note: The links in this post may be affiliate links. Read the disclosure policy here.)

I think one of these over the door organizers would be perfect for those kids who love knick knacks! Or for holding baby supplies. The option are endless, really. See it on Amazon.

We have something like this in our garage to wrangle the mop and brooms and I love it! This one from Amazon looks even better than what we have. I like that it has small hooks for hanging other small things! See it on Amazon.

If you have tea drinkers in your home, this tea bag organizer is going to be so nice to have! Say goodbye to stacking boxes that you have to individually move to get to the flavour you really want! See it on Amazon.

If you are short on space in your closets, these pant hangers could free up a lot of space for you! There are ones especially for skirts too. See it on Amazon.

This is advertised as a shoe organizer, but I think this you could store so many different things in one of these! May hair care, toys, gift wrapping supplies, office supplies and so much more! See it on Amazon.

Constantly finding it a struggle to find stuff in your purse? One of these handy purse organizers could be just the thing you need! See it on Amazon.

This organizer would make a great addition to any entryway or kitchen. Use the hooks to keep track of car keys, spare keys, and other small items, and use the main compartment to keep track of your mail. See it on Amazon.

I have these all over our house! I've got them in our bathroom drawers, kitchen, the girls' craft desk... they are so good! These are interlocking and I find they slide around less than ones that aren't interlocking. See it on Amazon.

This is the first time I have seen one of these, but instantly I knew it could be very useful! My youngest has a bunk bed in her room and I like that she could have a place to put her water bottle, books and knick knacks. See it on Amazon.

I have a couple of these in our fridge. One holds yogurt cups and the other holds apples/oranges. I love that these ones have removable dividers, making them great for organizing snacks in the pantry. See it on Amazon.

These 2 tier under sink organizers are brilliant! I have one under our kitchen sink and one in each of the bathrooms! Highly recommend! This is a two pack on sale! See it on Amazon.

How amazing would these be for easy access of all the water bottles and travel mugs? No need to take everything out just to get the bottle you're wanting. See it on Amazon.

Getting organized doesn't have to come with a big price tag. With the right affordable organizers, you can create a more functional, clutter-free home while sticking to your budget. Whether you're tackling overflowing closets, messy kitchen cabinets, or crowded countertops, these budget-friendly storage solutions can help you make the most of your space. Start with one or two organizers that solve your biggest pain points, and you'll be surprised at how much easier daily life can become when everything has a place.

Want to see more of my affordable organization picks from Amazon? Visit my Amazon storefront to see more than 50 recommendations! (Not every item is under $25 though.)

affordable organizers

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